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Debt Elimination Planner
The Debt Elimination Planner is the core feature of DebtCalc. It allows you to quickly
input your current debts and generate a payment plan that can save you thousands
in interest and years off the time to become debt free. More
>>
Amortization
Schedules Plus
This is the award winning tool that is included with
QuikCalc
Amortization Plus ! With this tool you can see the affect of any number
of extra payments on your mortgage or loan at any time and individually override
any payment amount. You can also add lump sum payments Starting in any year at
almost any interval and immediately see the effect of different payment frequencies
and interest rates on your overall interest costs and loan retirement time.
More >>
Solve for Missing Number Calculator
The Solve for Missing Number calculator allows you to enter your known values and
solve for the missing payment amount, loan amount, interest rate or amortization
period. More >>
Amortization Tables
Quickly create not just loan payment tables but five different grid configurations
allow you to quickly see at a glance the impact of loan amounts, interest rates
and payment amounts. More >>
Financial Calculators
We've included dozens of powerful financial calculators to help you solve most common
financial calculations. More >>
Detailed Reports
Detailed reports are available that will allow you to see on paper varying levels
of detail on your plans, schedules or tables stored in the system.
More >>
Just a few more of the key features:
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Save any number of plans for future reference and make copies of these plans to quickly create variations to compare. |
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Analyze any number of debts either individually or as a group. |
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Instantly see your current situation after entering your debts. See how much it will cost you and how long it will take to become debt free if you continue to make your current or minimum payments. |
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Add any number of extra lump-sums to your debt reduction plan. |
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Add an extra amount monthly to see the impact on your debt reduction schedule. |
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Create consolidation loan schedules including associated fees. |
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Generate summary reports or complete schedules of payments indicating exactly how much to pay on each debt monthly. |
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Amortization features are compatible with US & Canadian mortgages, U.S. Rule (Simple Interest) loans, car loans, business loans, debt-consolidation loans, student loans and more. |
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Flexible Planning with Amortization Schedules Plus! Allows you to see the effect of adding, skipping or changing any payment. Includes weekly, monthly and annual lump-sum payments Starting in any year. |
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See the effect of skipping, changing or adding any number of payments |
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See the effect of negative amortization |
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Solve for missing number calculator allows you to enter your known values and solve for the payment amount, loan amount, interest rate or amortization period. |
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Dynamic Amortization Tables including five different grid configurations allowing you to solve for most missing variables. |
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Dozens of Easy to Use Calculators |
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Detailed Reports. |
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Save your plans, tables and schedules for future use |
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Create schedules directly from the Solve for Missing Number calculator |
This is the core of Debtcalc. Quickly add any number of debts to a plan and then just click on the Proposed Plan tab to immediately see the impact of following DebtCalc's recommended plan. But it doesn't end there. There is so much power built into this program that you can customize your plan in over one dozen different ways, see what impact a consolidation loan might have or what you would need to pay monthly to retire all of your debts within a certain amount of time. You can see the impact of an extra amount each month or periodic payments over the life time of the plan (Christmas bonuses for example). Then when you are ready, select a report to see the exact schedule you need to follow to save money and get out of debt quicker. Click here for a screen shot!
With this powerful tool you can see the affect of any number of extra payments at any time and individually override any payment amount. You can also add lump sum payments Starting in any year and immediately see the affect of different payment frequencies and interest rates on your overall interest costs and loan retirement time.
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Create and save any number of amortization schedules. |
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Allows you to set the loan amount, interest rate, payment frequency (including accelerated payments) and interest compounding frequency. |
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Includes principal/interest breakdowns along with running totals of interest paid and principal owing. |
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Change any scheduled payment amount |
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Add any number of extra payments |
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Allows annual, monthly or weekly lump-sum payments Starting in any year |
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Allows you to print your schedule in 5 different formats and specify a date range for the years to print. |
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Different compounding methods include U.S. Rule (Simple Interest) and Canadian mortgages |
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Specify a Start date for the schedule or use generic time references |
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Allows any of 14 different Day Count Conventions including 30/360 and Actual/Actual. |
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Before and After display shows the effect of the latest changes. |
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Undo and Redo buttons allow you to go back and forth through your calculation changes. |
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New Compare button allows you to compare the existing schedule with another saved schedule. |
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Create schedules for various different payment types including interest only and fixed principal + interest. |
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Reports can be printed for different date ranges using specific from and to dates. |
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Annual reports can be summarized based upon any fiscal year end. |
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Click here for a screen shot! |
The Solve for Missing Number calculator allows you to enter your known values and solve for the payment amount, loan amount, interest rate or amortization period. Simply enter what you know and click on the calculator icon beside the parameter you don't know and DebtCalc will immediately solve for the missing number. Click here for a screen shot!
The Amortization Tables tool allows you to generate grids in five different configurations showing payment and loan amounts based upon various variables along the X and Y axis of the chart. For example, a payment grid with the loan amount on the left and the interest rate across the top. This tool replaces the old mortgage table books that are not flexible enough for today's wide array of loan types.
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Change any parameter and instantly see the results. |
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Five different grid configurations allow you to solve for most missing parameters. |
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Print them out for when you go to the bank or meet with your real estate agent. |
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Open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts. |
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Click here for a screen shot! |
We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need. Some of the calculators we provide:
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Down Payment Amount |
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Gross Debt Service Ratio |
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Gross Debt Service Ratio Maximum Amount |
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House Price from Current Rent |
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House Price from Payment Amount |
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Interest Amount |
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Maximum Loan |
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Maximum Payment |
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Mortgage Payment |
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Principal Amount |
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Rent Payments Total |
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Time to Pay Off Accelerated Loan |
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Total Debt Service Ratio |
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Total Debt Service Ratio Maximum Amount |
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Total Interest Paid |
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Total Paid for Home |
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Plus many more! |
Detailed reports are available that will allow you to see on paper varying levels of detail on the plans, schedules or tables stored in the system. When appropriate, you can specify a date range to print allowing you to see schedules for a specific term or period. As well, annual summary reports allow you to summarize based upon any year end you want, not just the calendar year end. You can also save these reports in HTML format which can then be emailed or included in other products such as Microsoft Word and Excel. Here are just some of the reports:
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Debt Details |
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Debt Summary |
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Schedule of Current Payments - Sorted by Date |
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Schedule of Current Payments - Sorted by Debt |
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Schedule of Minimum Payments - Sorted by Date |
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Schedule of Minimum Payments - Sorted by Debt |
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Schedule of Proposed Payments - Sorted by Date |
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Schedule of Proposed Payments - Sorted by Debt |
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Summary making Current Payments |
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Summary making Minimum Payments |
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Summary making Proposed Payments |
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Summary Comparison |
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Summary Comparison - Chart |
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Amortization Schedule - Payments Only Report |
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Amortization Schedule - Payment Breakdown Report |
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Amortization Schedule - Annual Summary |
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Amortization Schedule - Annual Payment Summary |
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Amortization Schedule - Annual Payment Breakdown |
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Amortization Table |
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Plus more! |
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Quick Feature Summary
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Debt Calculator
$39.95
Payment
Problems/Options
Debt Calculator Plus Edition
$69.95 Additional features detailed this page
Payment
Problems/Options
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