Features of Debt Calculator Software

Microsoft Excel - From Beginner to Expert in 6 Hours/ EXCEL DASHBOARD REPORTS

Debt Calculator Start

Debt Elimination Planner
The Debt Elimination Planner is the core feature of Debt Calculator. It allows you to quickly input your current debts and generate a payment plan that can save you thousands in interest and years off the time to become debt free. More >>

Amortization Schedules Plus !
This is the award winning tool that is included with QuikCalc Amortization Plus ! Edition. With this tool you can see the affect of any number of extra payments on your mortgage or loan at any time and individually override any payment amount. You can also add lump sum payments Starting in any year at almost any interval and immediately see the effect of different payment frequencies and interest rates on your overall interest costs and loan retirement time. More >>

Solve for Missing Number Calculator
The Solve for Missing Number calculator allows you to enter your known values and solve for the missing payment amount, loan amount, interest rate or amortization period. More >>

Amortization Tables
Quickly create not just loan payment tables but five different grid configurations allow you to quickly see at a glance the impact of loan amounts, interest rates and payment amounts. More >>

Financial Calculators
We've included dozens of powerful financial calculators to help you solve most common financial calculations. More >>

Detailed Reports
Detailed reports are available that will allow you to see on paper varying levels of detail on your plans, schedules or tables stored in the system. More >>

Debt Calculator is quick and easy to learn. Our software is already in use by thousands of individuals and professionals across the United States and the world. We've been in business for over 10 years and offer a 60 day money back guarantee on all of our software so there is no risk to you!

Just a few more of the key features:

Save any number of plans for future reference and make copies of these plans to quickly create variations to compare.
Analyze any number of debts either individually or as a group.
Instantly see your current situation after entering your debts. See how much it will cost you and how long it will take to become debt free if you continue to make your current or minimum payments.
Add any number of extra lump-sums to your debt reduction plan.
Add an extra amount monthly to see the impact on your debt reduction schedule.
Create consolidation loan schedules including associated fees.
Generate summary reports or complete schedules of payments indicating exactly how much to pay on each debt monthly.
Amortization features are compatible with US & Canadian mortgages, U.S. Rule (Simple Interest) loans, car loans, business loans, debt-consolidation loans, student loans and more.
Flexible Planning with Amortization Schedules Plus! Allows you to see the effect of adding, skipping or changing any payment. Includes weekly, monthly and annual lump-sum payments Starting in any year.
See the effect of skipping, changing or adding any number of payments
See the effect of negative amortization
Solve for missing number calculator allows you to enter your known values and solve for the payment amount, loan amount, interest rate or amortization period.
Dynamic Amortization Tables including five different grid configurations allowing you to solve for most missing variables.
Dozens of Easy to Use Calculators
Detailed Reports.
Save your plans, tables and schedules for future use
Create schedules directly from the Solve for Missing Number calculator

Get Out of Debt Faster and Cheaper with the Debt Elimination Planner

This is the core of Debt Calculator. Quickly add any number of debts to a plan and then just click on the Proposed Plan tab to immediately see the impact of following Debt Calculator's recommended plan. But it doesn't end there. There is so much power built into this program that you can customize your plan in over one dozen different ways, see what impact a consolidation loan might have or what you would need to pay monthly to retire all of your debts within a certain amount of time. You can see the impact of an extra amount each month or periodic payments over the life time of the plan (Christmas bonuses for example). Then when you are ready, select a report to see the exact schedule you need to follow to save money and get out of debt quicker. Click here for a screen shot!

Flexible Planning with Amortization Schedules Plus !

With this powerful tool you can see the affect of any number of extra payments at any time and individually override any payment amount. You can also add lump sum payments Starting in any year and immediately see the affect of different payment frequencies and interest rates on your overall interest costs and loan retirement time.

Create and save any number of amortization schedules.
Allows you to set the loan amount, interest rate, payment frequency (including accelerated payments) and interest compounding frequency.
Includes principal/interest breakdowns along with running totals of interest paid and principal owing.
Change any scheduled payment amount
Add any number of extra payments
Allows annual, monthly or weekly lump-sum payments Starting in any year
Allows you to print your schedule in 5 different formats and specify a date range for the years to print.
Different compounding methods include U.S. Rule (Simple Interest) and Canadian mortgages
Specify a Start date for the schedule or use generic time references
Allows any of 14 different Day Count Conventions including 30/360 and Actual/Actual.
Before and After display shows the effect of the latest changes.
Undo and Redo buttons allow you to go back and forth through your calculation changes.
New Compare button allows you to compare the existing schedule with another saved schedule.
Create schedules for various different payment types including interest only and fixed principal + interest.
Reports can be printed for different date ranges using specific from and to dates.
Annual reports can be summarized based upon any fiscal year end.
Click here for a screen shot!

Solve for Missing Number Calculator

The Solve for Missing Number calculator allows you to enter your known values and solve for the payment amount, loan amount, interest rate or amortization period. Simply enter what you know and click on the calculator icon beside the parameter you don't know and Debt Calculator will immediately solve for the missing number. Click here for a screen shot!

Dynamic Amortization Tables
The Amortization Tables tool allows you to generate grids in five different configurations showing payment and loan amounts based upon various variables along the X and Y axis of the chart. For example, a payment grid with the loan amount on the left and the interest rate across the top. This tool replaces the old mortgage table books that are not flexible enough for today's wide array of loan types.

Change any parameter and instantly see the results.
Five different grid configurations allow you to solve for most missing parameters.
Print them out for when you go to the bank or meet with your real estate agent.
Open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts.
Click here for a screen shot!

Dozens of Easy to Use Calculators

We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need. Some of the calculators we provide:

Down Payment Amount
Gross Debt Service Ratio
Gross Debt Service Ratio Maximum Amount
House Price from Current Rent
House Price from Payment Amount
Interest Amount
Maximum Loan
Maximum Payment
Mortgage Payment
Principal Amount
Rent Payments Total
Time to Pay Off Accelerated Loan
Total Debt Service Ratio
Total Debt Service Ratio Maximum Amount
Total Interest Paid
Total Paid for Home
Plus many more!

Detailed Reports

Detailed reports are available that will allow you to see on paper varying levels of detail on the plans, schedules or tables stored in the system. When appropriate, you can specify a date range to print allowing you to see schedules for a specific term or period. As well, annual summary reports allow you to summarize based upon any year end you want, not just the calendar year end. You can also save these reports in HTML format which can then be emailed or included in other products such as Microsoft Word and Excel. Here are just some of the reports:

Debt Details
Debt Summary
Schedule of Current Payments - Sorted by Date
Schedule of Current Payments - Sorted by Debt
Schedule of Minimum Payments - Sorted by Date
Schedule of Minimum Payments - Sorted by Debt
Schedule of Proposed Payments - Sorted by Date
Schedule of Proposed Payments - Sorted by Debt
Summary making Current Payments
Summary making Minimum Payments
Summary making Proposed Payments
Summary Comparison
Summary Comparison - Chart
Amortization Schedule - Payments Only Report
Amortization Schedule - Payment Breakdown Report
Amortization Schedule - Annual Summary
Amortization Schedule - Annual Payment Summary
Amortization Schedule - Annual Payment Breakdown
Amortization Table
Plus more!

Debt Calculator Start

60 Day Money Back Guarantee

Microsoft Excel - From Beginner to Expert in 6 Hours/ EXCEL DASHBOARD REPORTS

Excel Trader Package Technical Analysis in Excel With $139.00 of FREE software!

Microsoft � and Microsoft Excel � are registered trademarks of Microsoft Corporation. OzGrid is in no way associated with Microsoft